Financial security extends far beyond the mortgage offer.
It’s about protecting the people, property, and plans that matter most — ensuring your lifestyle, income, and legacy remain secure whatever life brings.
At Oakstead, we take the same intelligent, personalised approach to insurance as we do to lending. Every recommendation is based on your circumstances, your goals, and the realities of your financial structure — not on one-size-fits-all policies.
We work with leading UK insurers and specialist providers to design cover that gives you peace of mind and long-term confidence. Whether you’re safeguarding your family, home, or business interests, we’ll help you plan with foresight and confidence.
how we help
Support designed around your circumstances — not a one-size-fits-all checklist
Life Protection
Life assurance provides a financial safety net for your family, offering a lump sum or ongoing income in the event of death. This ensures financial security, covering mortgage repayments, household expenses, or educational costs.
Critical Illness Cover
A lump sum payment upon diagnosis of a specified critical illness offers financial relief, allowing you to focus on recovery without the added stress of financial obligations.
Income Protection
If illness or injury prevents you from working, income protection ensures your household finances remain steady. We help you choose cover that replaces lost earnings and keeps your commitments — from mortgage payments to school fees — on track.
Business & Key Person Cover
For directors and business owners, protecting your company’s continuity is essential. Key person and shareholder protection policies help secure cash flow, retain confidence, and provide financial resilience in the face of unforeseen change.
A considered approach
We start by understanding what matters to you — your plans, priorities and the bigger picture — before offering clear, thoughtful advice you can rely on.