One of the most common phrases we hear at the start of a conversation is: “It should be fairly straightforward.” Sometimes that’s true. More often, it’s true only on the surface. On paper, many mortgage cases look uncomplicated. A solid income, a sensible loan size, a...
Most people will spend a surprising amount of time thinking about their mortgage. They’ll compare rates down to fractions of a percent, build spreadsheets to model repayments, and ask friends, colleagues, and WhatsApp groups what they think is “best”. It’s not...
