We often see the appeal of a debt consolidation remortgage when several unsecured balances are competing with the household budget. One payment may look cleaner and the monthly figure may fall, but that does not tell you what the debt will cost over its full life or...
Adverse credit mortgages can remain possible when a buyer has missed payments, defaults or other credit problems, but the detail behind the record matters. A declined application is not proof that every lender will reach the same decision. For credit-challenged...
At Oakstead Finance, we work with Pepper Money regularly and have a practical understanding of how the lender approaches applications. Pepper Money operates as an intermediary-only specialist lender, meaning borrowers cannot apply directly, and its underwriting takes...
At Oakstead Finance, we work with Together Money regularly and have a practical understanding of how the lender approaches applications. Together Money operates as an intermediary-only specialist lender with distinct divisions for personal and commercial finance,...
At Oakstead Finance, we work with Kensington Mortgages regularly and have a practical understanding of how the lender approaches applications. Kensington divides its residential lending into specific credit ranges such as Select, Core, Resi 12 and Resi 6, meaning the...
