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Porting a Co-operative Bank Mortgage: What Are the Rules?

Porting a Co-operative Bank Mortgage: What Are the Rules?

by James Blackler | Sep 7, 2026 | Lender Guides

At Oakstead Finance, we work with Co-operative Bank regularly and have a practical understanding of how the lender approaches applications. Co-operative Bank allows existing customers to port their mortgage to a new property, but the underwriting process requires a...
Understanding the HSBC Agreement in Principle Process

Understanding the HSBC Agreement in Principle Process

by James Blackler | Sep 7, 2026 | Lender Guides

At Oakstead Finance, we work with HSBC regularly and have a practical understanding of how the lender approaches applications. HSBC allows applicants to obtain an agreement in principle directly through their website or via a broker, and their automated affordability...
The Real Borrowing Power Behind Mortgages for Police Officers

The Real Borrowing Power Behind Mortgages for Police Officers

by James Blackler | Sep 6, 2026 | Mortgage Know-How

Mortgages for Police Officers require a nuanced understanding of how different lenders treat overtime, dog handler supplements, and London weighting. A standard high street bank might only use a basic salary figure, severely limiting the amount an officer can borrow...
NatWest JBSP Mortgages: How Family-Backed Lending Works

NatWest JBSP Mortgages: How Family-Backed Lending Works

by James Blackler | Sep 6, 2026 | Lender Guides

At Oakstead Finance, we work with NatWest regularly and have a practical understanding of how the lender approaches applications. NatWest offers a specific Family-Backed Mortgage—also known as a joint borrower sole proprietor (JBSP) arrangement—which allows a...
Skipton Mortgages Reviewed: Who Does the Lender Suit?

Skipton Mortgages Reviewed: Who Does the Lender Suit?

by James Blackler | Sep 6, 2026 | Lender Guides

At Oakstead Finance, we work with Skipton regularly and have a practical understanding of how the lender approaches applications. Skipton combines mainstream residential lending with distinctive routes including a 100% Track Record mortgage and an Income Booster...
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Areas we cover: Battersea · Balham · Brixton · Chelsea · Clapham · Fulham · Nine Elms · Putney · Wandsworth · Wimbledon

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OAKSTEAD FINANCE

Suite 310
Arding & Hobbs
10 St John's Road
London
SW11 1PN

enquiries@oaksteadfinance.uk
020 3831 2333

Oakstead Finance Limited is registered in England and Wales. No. 14073657. Registered Office: 30-31 Furnival Street, London, EC4A 1JQ.
Oakstead Finance Limited is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.
Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.
Oakstead Finance Limited (No. 1046418) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at https://register.fca.org.uk/

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