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Concessionary Purchase Mortgage: What Lenders Check Before They Lend

Concessionary Purchase Mortgage: What Lenders Check Before They Lend

by James Blackler | Sep 30, 2026 | Mortgage Know-How

Gen H New Build Boost: How the 5% Deposit Structure Works

Gen H New Build Boost: How the 5% Deposit Structure Works

by James Blackler | Sep 21, 2026 | Lender Guides

At Oakstead Finance, we work with Gen H regularly and have a practical understanding of how the lender approaches applications. New Build Boost is available through a limited panel of qualified brokers, and the main mortgage is assessed against Gen H’s standard 80%...
Barclays JBSP Mortgages: How Does Mortgage Boost Work?

Barclays JBSP Mortgages: How Does Mortgage Boost Work?

by James Blackler | Sep 2, 2026 | Lender Guides

At Oakstead Finance, we work with Barclays regularly and have a practical understanding of how the lender approaches applications. Barclays markets its version of a joint borrower sole proprietor mortgage as “Mortgage Boost”, and the way it treats the...
100% and No-Deposit Mortgages: What First-Time Buyers Need to Know

100% and No-Deposit Mortgages: What First-Time Buyers Need to Know

by James Blackler | Aug 28, 2026 | Mortgage Know-How

100% and No-Deposit Mortgages can solve the hardest part of buying a first home: raising a deposit while rent and everyday costs continue. The buyer still needs a credible budget, acceptable credit and cash for moving costs. For first-time buyers with reliable income...
Gen H Mortgage and the Income Booster Structure

Gen H Mortgage and the Income Booster Structure

by James Blackler | Aug 27, 2026 | Lender Guides

Gen H mortgages tend to come up in one of two situations: a first-time buyer who can comfortably manage the monthly payments but needs family help to get the affordability sums to work, or a self-employed applicant whose income needs a closer look than a standard...
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Areas we cover: Battersea · Balham · Brixton · Chelsea · Clapham · Fulham · Nine Elms · Putney · Wandsworth · Wimbledon

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OAKSTEAD FINANCE

Suite 310
Arding & Hobbs
10 St John's Road
London
SW11 1PN

enquiries@oaksteadfinance.uk
020 3831 2333

Oakstead Finance Limited is registered in England and Wales. No. 14073657. Registered Office: 30-31 Furnival Street, London, EC4A 1JQ.
Oakstead Finance Limited is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.
Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.
Oakstead Finance Limited (No. 1046418) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at https://register.fca.org.uk/

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