For a buyer whose offer has just been accepted, confusion often starts with the mortgage valuation vs survey distinction because both checks can happen around the same stage of the purchase. They are not doing the same job. The lender is deciding whether the property...
A family recently found their dream home, only to discover the walls were constructed from timber rather than traditional brick. Securing timber framed house mortgages requires a slightly different approach than buying a standard masonry property, as lenders assess...
What Is Conveyancing? It is the legal process that transfers ownership of a property from the seller to the buyer. In England and Wales, it covers title checks, searches, enquiries, exchange, completion and registration. The work often sits quietly behind the mortgage...
An uninhabitable or non-standard property can still be financed, but property developers may need specialist property finance matched to the building’s present condition, the proposed works and a credible exit plan. A low asking price can be attractive, yet the real...
Multi-unit freehold blocks can give a landlord several self-contained rental units within one building and under one freehold title. The opportunity can look simple on a spreadsheet, but the mortgage, valuation, planning position and legal structure require more...
