There’s a persistent myth in the mortgage market that being wealthy makes borrowing easier. For many high-net-worth individuals, the opposite is true. A business owner with £5 million in assets and a complex income structure will often have a harder time with a...
Mortgages for properties with land and acreage work differently to the mortgages most people are used to — and that difference tends to surface at exactly the wrong moment. There’s a particular point in a lot of our clients’ lives — often a few years after...
Driven by a vision to bring authenticity and fun to the real estate market, Michael McHale co-founded KIRE (Keeping It Real Estate) with Samuel Patterson. The company’s ethos revolves around being genuine, knowledgeable, and not taking themselves too seriously, which...
There’s a version of this that happens more often than it should. A fixed rate ends. Life is busy. The lender writes to confirm the new rate — something higher, something that sounds vaguely reasonable in isolation — and because nothing dramatic happens, because...
