Foreign national mortgages are available in the UK, but the strength of an application depends more on residency, immigration status, income and evidence than on the passport itself. Two applicants with the same nationality can receive different answers because their...
Stamp Duty on Second Homes & Buy-to-Let can turn an affordable-looking purchase into a much larger cash requirement at completion. Landlords, second-home buyers and movers completing before an existing home is sold may all face the higher rates of Stamp Duty Land...
Expat buy-to-let can allow a British expatriate or foreign national living overseas to purchase or refinance rental property in the UK, but the mortgage assessment is usually more involved than a standard domestic application. Distance, foreign income, currency...
A family needed to buy a £1.75 million home within weeks of relocating back to the UK — while managing two existing properties, a non-standard income structure, and a vendor in a chain with a fixed moving date. With over £1.6 million to borrow across two properties...
Foreign currency income can support a UK mortgage application, but it changes how a lender assesses affordability and exchange-rate risk. A salary paid in dollars, euros or another currency is not treated automatically as the sterling equivalent shown on a currency...
