A retired Surrey homeowner faced a choice many people in later life have to make. He could continue paying £1,193 a month across multiple high-interest debts, or he could consolidate and free up cash to do something he’d been planning for years: travel. At 74,...
We work regularly with clients who hold an existing Hyalite Mortgages mortgage, so we have a practical understanding of how different lenders approach applications. Hyalite Mortgages is a closed-book administrator, trading as Topaz Finance Limited, and does not offer...
Later-life options compared side by side can look deceptively similar, yet the long-term cost, monthly commitment and effect on an estate can be very different. For a homeowner approaching retirement with an existing mortgage or a need to release capital, Oakstead...
At Oakstead Finance, we work with Hodge regularly and have a practical understanding of how the lender approaches applications. Hodge is a specialist lender that assesses applications on a case-by-case basis rather than by rigid age limits, accepting pension,...
Life insurance for IHT can provide money to meet a future Inheritance Tax bill without forcing a family to sell property, investments or business assets at the wrong time. For families with substantial or illiquid estates, professional insurance advice can help...