Multiple income streams can support a mortgage application when each source is acceptable, evidenced and likely to continue. For a professional combining salary, bonus, company income and rent, the problem is rarely total earnings alone; it is how much of each...
RSUs & stock options as income can support a mortgage application, but only when the lender accepts the payment structure and the evidence shows income that has actually been received. A large award shown on an employer portal is not the same as dependable income...
For directors who leave profit inside a healthy business, the number on the payslip can tell only part of the story. That is why a limited company director mortgage can be assessed very differently from one lender to the next. The real issue is which part of the...
Mortgages for Barristers require a careful approach because the income structure of self-employed advocates rarely fits standard high-street lending algorithms. A newly qualified tenant moving to chambers in London will quickly discover that irregular fee receipts and...
