You’ve found the place. Offer accepted. Solicitor instructed. Then someone mentions the stamp duty bill and a number arrives that you weren’t quite ready for. It happens more often than you’d think — not because buyers are careless, but because stamp duty sits in that...
What Is Conveyancing? It is the legal process that transfers ownership of a property from the seller to the buyer. In England and Wales, it covers title checks, searches, enquiries, exchange, completion and registration. The work often sits quietly behind the mortgage...
At Oakstead Finance, we work with NatWest regularly and have a practical understanding of how the lender approaches applications. NatWest offers a specific Family-Backed Mortgage—also known as a joint borrower sole proprietor (JBSP) arrangement—which allows a...
Rent vs buy in London is rarely a simple contest between a monthly rent payment and a mortgage payment. For a first-time buyer deciding whether to renew a tenancy or purchase a home, the real question is which option fits the buyer’s finances, plans and tolerance for...
